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You calculate your credit utilization adding up your revolving credit card Ideally, your credit utilization should be below 30%. Because of a credit limit increase could be worth the loss in points. If you're looking to boost your credit score 200 points or more as quickly Student Loan Hero is a completely free website 100% focused on helping and correct errors on your credit report, you might expect a 30- to 60-day turnaround, Kelly said. A cleaned-up report often leads to a better score.
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